I am financially late bloomer. I'm in my 40s now and I really got my financial life together in my 30s. My earnings used to go on basic needs, utilities and a portion I would spend on gadgets and home appliances. Until I learned how to properly manage my money which I started using the envelope system until I opened my first BDO savings account.
Everyday we spend. We pay our bills and send money to our loved ones. Those small expenditures when not properly managed incurred additional expenses such as transaction fees.
For our OFW readers, you can easily find money-wise tip from actor Piolo Pascual: Subukan ang winning combo ng BDO Kabayan Savings at BDO Pay para makatipid sa transaction fees. BDO Pay is an everyday payment app that lets you scan, send, and pay almost anywhere. No need to cash in - simply link your BDO Kabayan Savings and other BDO accounts or credit cards.
Piolo Pascual shows how Overseas Pinoys can save on transaction fees with BDO Pay
Isang remit lang from any of the remittance partners of BDO Remit abroad to your Kabayan Savings, libre na ang sunod na padala to any BDO account using BDO Pay. “Free sa lahat ng BDO accounts, kabayan, kaya download and try mo na,” advises Piolo.
Take an Alagang Kabayan tip from Piolo Pascual. Para tipid sa fees, i-try na ang BDO Kabayan Savings and BDO Pay combo. These practical tips were shared by the award-winning actor in a recent Facebook video. In the 30-second clip, Piolo notes how Overseas Filipinos generously support their families back home - often through multiple remittances:
“P2,000 para kay Mama, P3,000 para kay Junior, P4,000 para kay Ate, tapos P5,000 kay Daddy.” In Piolo’s example, each remittance and transfer costs P15, so that’s P60 for the four transactions. But in real life, some remittance services might even cost more.
Each transaction fee might seem small, but they accumulate. “Kabayan, yung mga transaction fee na ganyan, akala mo lang maliit. Pero pag sunod-sunod at napaparami, it adds up.” That’s why Piolo encourages Overseas Filipinos to be smart savers: “Kabayan, dahil bawat piso ay pinaghirapan mo, huwag sayangin sa pa-isa isang fees.”
Alagang Kabayan. Alagang Sulit. Para kay Piolo, sulit ang bawat piso na pinaghirapan basta may BDO Kabayan Savings at BDO Pay ka at ang pamilya mo.
You can make the most of your hard-earned money by using your BDO Kabayan Savings account together with the BDO Pay app. Here are 3 quick steps to get started:
1. Download ang BDO Pay from Google Play, App Store, or AppGallery.
2. Sign up for an account or log in gamit ang iyong BDO Online username and password. 3. Link your Kabayan Savings to start using BDO Pay.




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