How To Achieve Financial Freedom

Have you ever asked yourself about financial success? Does it mean being debt-free? Financial freedom starts with a dream and then it becomes a journey. At home, we have this monthly 'accounting' schedule. We talk about our plans like investments, needs versus wants, vacation, and a lot more. If we want something to buy, first thing we do is set a realistic goal like time frame and the amount of money needed.


AVIDA sent this journal to help me start and learn the path to financial success. It includes a reality checklist, a financial freedom road map, investment shopping list, a thick notebook, and a calculator.


Your path to Financial Success with AVIDA Journal

Here are some important notes that I learned reading my Avida Financial Freedom Journal

  1. Robert Kiyosaki, author of Rich Dad, Poor Dad said "It is not how much money you make, it is how much money you keep." This is a great reminder for me.
  2. It is also important to list all expenses so you would know if you're spending more than what you're earning.
  3. I'm still learning how about statement of assets and liabilities though but my AVIDA journal guide me in the process. 
  4. To attain financial freedom it is important to set SMART goals - specific, measurable, attainable, relevant and Time-bound. It helps in creating direction and concrete plans for the future. Examples of SMART plans are traveling to Korea, a brand new car or house and lot. 
  5. My financial journal includes a list of investment options. These includes stocks, bonds, commercial papers, government securities, mutual funds, and a lot more. 

The first step to achieve financial freedom is knowing where you are right now. Study your cash flow. It means tracking your expenses and knowing how much income do you have. Second step is having discipline with expenses. We've heard it a lot of times "spend less than what you earn". The third is very important, protecting yourself. This is about emergency funds, health and life insurances. Life is uncertain, accidents may happen when you least expect it. It's better to be ready all the time. The fourth is choosing the right investment. Invest only in what you understand. I believe companies such as AVIDA holds short seminars and talks about Financial Freedom, for more information you may also visit them at

Your path to Financial Success with AVIDA
Your path to Financial Success with AVIDA
It's good to have an accountability buddy, someone you could trust to. My husband is my accountability buddy. You know Chinese are good when it comes to discipline and money matters. When you find one, you should be comfortable to talk about income and expenses. Set a reality check date like for us, we usually conduct it every first week of the month.


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