One Valid ID + Php50: All You Need to Open a Cebuana Lhuillier Micro Savings Account

According to the Bangko Sentral ng Pilipinas (BSP), only 48% of Filipinos save. There are 7 out of 10 Filipinos who rather keep their money at home in piggy bank or some sort of money box with lock. There are many reasons why a lot of us don't open a bank account that includes numerous requirements and high maintaining balance.

Cebuana Lhuillier, our go-to pawnshop in the Philippines recently launched another product/service called Micro Savings to encourage Filipinos to save. Cebuana Lhuillier Micro Savings is an interest-bearing savings product owned by Cebuana Lhuillier Rural Bank (CLRB), a savings account that allows client to save up to P50,000 which can be accessed through the Cebuana 24k card.

Jean Henri Lhuillier
Jean Henri Lhuillier, President & CEO PJ Lhuillier Group of Companies

Senator Chiz Escudero, Keynote Speaker
Senator Chiz Escudero, Keynote Speaker

Banko Sentral ng Pilipinas

Opening an account at Cebuana Lhuillier is so easy  with minimal requirements. All you need is one (1) photo-bearing government-issued ID, and a Php50 initial deposit.

Requirements to open a Savings Account at Cebuana Lhuillier

1. One (1) Valid Identification Card:

Alien Certification of Registration (ACR), Birth Certificate (Applicable to minors only), Barangay Certificate or ID (with picture and signature), Company ID, Driver's license, DSWD certificate, GOCC ID (Afp, HDMF-Pagibig, Philhealth etc), GSIS E-Card, IBP (Integrated Bar of the Philippines), Immigrant Cert. of Registration, National Bureau of Investigation (NBI) clearance, Nat'l Council For The Welfare of Disabled Persons, New TIN ID, OFW ID, OWWA ID, Passport, Police Clearance, Postal ID, Professional Regulation Commission (PRC) ID, Seaman's Book, Senior Citizen's ID, Social Security System (SSS) ID, Student ID, Voter's ID, Firearm license and Marriage license.

2. A Php50 initial deposit to open an account.

Advantages/Benefits of Cebuana Micro Savings

1. There are no transaction fees for cash withdrawal and deposit.
2. You can deposit as low as Php50 up to the maximum of Php50,000.
3. You may withdraw with minimum amount of P100 and the maximum amount is Php5,000. However, you are allowed to make up to three (3) transaction per card, per day.
4. Best of all, there is NO required maintaining balance and no dormancy charge for this type of account.
5. Open an account to any of the 2,500 branches nationwide.

Additional Information About Cebuana Lhuillier Savings Account 

Account holder should always bring their 24K Card to make transactions - deposit or withdrawal. Your money is guaranteed safe in Cebuana Lhuillier Micro Savings account. Your account is also protected by a PIN that will always remain confidential. In addition, all Micro Savings accounts are covered by the Philippine Deposit Insurance Corporation (PDIC).

Branches are open from Monday to Sunday, however, operating hours may vary especially in the rural areas.

Cebuana Lhuillier Micro Savings Account Requirements

Got more questions, you may also visit their page at Cebuana Lhuillier or email

Cebuana Financial Inclusion Forum

Cebuana Lhuillier's Micro Savings is in line with the company's mission of financial inclusion. Opening a Cebuana Lhuillier Micro Savings account is so easy, an opportunity to every Pinoy to properly save money in times of need. So, mga Ka-Cebuana, punta na sa nearest Cebuana and open a savings account today.


  1. super appreciate mga post like thisπŸ™‚ Suki Cebuana here and now opening for my eldest son's savings

  2. Hi Ms Marj,thanks too for this detailed blog.Naka pag open na ako kay eldest sobrang happy siya ksi secured savings nya

  3. Ang mura nito P50 nalang my savings account kana wala kana maidadahilan na di kaya kasi halis ibigay na para lang magkaroon tayu ng savings account magnda to para sa future ng kids ngayon palang pag ipunan na thanks to Cebuana πŸ˜πŸ‘


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